Mortgage Broker Roxburgh Park VIC | Home Loans, Refinance & Investment Finance

Purchasing property in Roxburgh Park requires more than simply finding a competitive interest rate. With a diverse property market, strong family demand, and excellent transport connectivity to Melbourne’s northern employment hubs, securing the right finance structure can make a significant difference to your long-term financial outcomes.

At Lend Now, we help first home buyers, growing families, investors, and business owners throughout Roxburgh Park access tailored lending solutions from a panel of more than 35 banks and non-bank lenders. Whether you’re purchasing your first home, refinancing an existing mortgage, investing in property, or seeking commercial finance, our experienced brokers guide you through every stage of the process.

Office: 31 Trafalgar Road, Epping VIC (Serving Roxburgh Park)

Phone: (03) 9910 4041

Why Roxburgh Park Buyers Need Expert Mortgage Advice

Roxburgh Park has evolved into one of Melbourne’s most established northern residential communities. Its combination of family-friendly amenities, public transport access, schools, shopping centres, and proximity to Melbourne Airport continues to attract owner-occupiers and investors alike.

With property prices, lending policies, and borrowing requirements constantly changing, many buyers find it challenging to determine which lender and loan structure best suits their circumstances.

Working with Lend Now gives you access to:

✔ Loan comparisons across 35+ lenders
✔ Expert guidance for first home buyers and investors
✔ Construction and house upgrade finance solutions
✔ Pre-approval assistance before property inspections
✔ End-to-end application management
✔ Ongoing loan reviews and refinancing opportunities

Unlike approaching a single bank, we compare multiple lending options to help secure competitive rates, flexible features, and stronger approval outcomes.

Available Grants & Schemes in 2026 (Victoria)

$10,000 First Home Owner Grant (FHOG): Available to eligible first home buyers purchasing or building a new home, including substantially renovated homes, valued at $750,000 or less.

Stamp Duty Exemption & Concession: Eligible first home buyers pay no stamp duty on properties valued up to $600,000. A concessional (reduced) rate applies to properties valued between $600,001 and $750,000.

First Home Guarantee (FHBG): Eligible buyers can purchase a home with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI). From 1 October 2025, income caps and annual place limits were removed, making the scheme available to more Australians.

Family Home Guarantee: Eligible single parents or single legal guardians with at least one dependent child can purchase a home with as little as a 2% deposit, without paying Lenders Mortgage Insurance (LMI).

Home Loans Roxburgh Park

Whether you’re purchasing an established family home, upgrading to a larger property, or buying your next residence near local schools and transport links, obtaining the right home loan is critical.

Lend Now helps Roxburgh Park residents with:

Home loan pre-approvals
Variable and fixed-rate mortgages
Split loan structures
Offset and redraw facilities
LMI reduction strategies
Family guarantee loan options
Construction and renovation finance

We help you understand your true borrowing capacity before you start searching for a property.

First Home Buyers Roxburgh Park

Roxburgh Park remains a popular choice for first-home buyers due to its affordability compared with inner Melbourne suburbs and its strong local infrastructure.

Many first-home buyers benefit from:

✔ Government grants and concessions
✔ Low-deposit lending options
✔ Family guarantee arrangements
✔ Stamp duty savings
✔ Access to newly built homes

Our team simplifies the entire process by explaining lender requirements, preparing documentation, and helping you secure approval with confidence.

Refinance Home Loan Roxburgh Park

Many homeowners remain with the same lender for years without realizing they could potentially save thousands through refinancing.

Common reasons Roxburgh Park residents refinance include:

Expired fixed-rate terms
Reducing monthly repayments
Debt consolidation
Accessing home equity
Renovation funding
Improved loan features

Lend Now conducts a detailed loan review comparing interest rates, annual fees, repayment flexibility, and long-term savings opportunities.

Investment Property Roxburgh Park

Roxburgh Park continues attracting investors seeking strong rental demand, family-oriented housing, and access to major transport corridors.

Our investment lending services include:

Investment home loans
Interest-only lending structures
Equity release strategies
Portfolio expansion planning
SMSF property finance
Off-the-plan investment loans

Proper loan structuring can significantly improve borrowing capacity and future investment flexibility.

Commercial Property Loans Roxburgh Park

As the local business community continues to grow, demand for retail, warehouse, medical, and office premises remains strong.

We assist with finance for:

Commercial property purchases
Retail premises
Warehouses
Medical suites
Office spaces
Mixed-use developments

Commercial lending requires specialist knowledge and careful preparation. Our brokers help present your financial position effectively to lenders.

About The Roxburgh Park Property Market

Located approximately 21 kilometres north of Melbourne CBD, Roxburgh Park is one of Melbourne’s most established growth corridors.

The suburb benefits from:

Roxburgh Park Shopping Centre
Roxburgh Park Railway Station
Proximity to Melbourne Airport
Easy access to the Hume Freeway
Strong local school network
Expanding healthcare and community facilities

Local Market Snapshot

Metric	Typical Range
Median House Price	$620,000 – $730,000
Median Weekly Rent	$500 – $620
Primary Buyer Profile	Families, First Home Buyers, Investors
Market Strength	Established Northern Growth Corridor