Mortgage Broker Roxburgh Park VIC | Home Loans, Refinance & Investment Finance

Purchasing property in Roxburgh Park requires more than simply finding a competitive interest rate. With a diverse property market, strong family demand, and excellent transport connectivity to Melbourne’s northern employment hubs, securing the right finance structure can make a significant difference to your long-term financial outcomes.

At Lend Now, we help first home buyers, growing families, investors, and business owners throughout Roxburgh Park access tailored lending solutions from a panel of more than 35 banks and non-bank lenders. Whether you’re purchasing your first home, refinancing an existing mortgage, investing in property, or seeking commercial finance, our experienced brokers guide you through every stage of the process.

Office: 31 Trafalgar Road, Epping VIC (Serving Roxburgh Park)

Phone: (03) 9910 4041

Why Roxburgh Park Buyers Need Expert Mortgage Advice

Roxburgh Park has evolved into one of Melbourne’s most established northern residential communities. Its combination of family-friendly amenities, public transport access, schools, shopping centres, and proximity to Melbourne Airport continues to attract owner-occupiers and investors alike.

With property prices, lending policies, and borrowing requirements constantly changing, many buyers find it challenging to determine which lender and loan structure best suits their circumstances.

Working with Lend Now gives you access to:

✔ Loan comparisons across 35+ lenders
✔ Expert guidance for first home buyers and investors
✔ Construction and house upgrade finance solutions
✔ Pre-approval assistance before property inspections
✔ End-to-end application management
✔ Ongoing loan reviews and refinancing opportunities

Unlike approaching a single bank, we compare multiple lending options to help secure competitive rates, flexible features, and stronger approval outcomes.

Available Grants & Schemes in 2026 (Victoria)

$10,000 First Home Owner Grant (FHOG)
Available to eligible first home buyers purchasing or building a new home, including substantially renovated homes, valued at $750,000 or less. (Source: State Revenue Office Victoria, updated June 2026)

Stamp Duty Exemption & Concession
Eligible first home buyers pay no stamp duty on properties valued up to $600,000. A concessional (reduced) rate applies to properties valued between $600,001 and $750,000. (Source: State Revenue Office Victoria — First Home Buyer Duty Exemption or Concession)

First Home Guarantee (FHBG)
Eligible buyers can purchase a home with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI). From 1 October 2025, income caps and annual place limits were removed, making the scheme available to more Australians. (Source: Housing Australia — Australian Government 5% Deposit Scheme)

Family Home Guarantee
Eligible single parents or single legal guardians with at least one dependent child can purchase a home with as little as a 2% deposit, without paying Lenders Mortgage Insurance (LMI). (Source: Housing Australia — Family Home Guarantee)

Grant and scheme details are subject to change by the Victorian and Australian Governments. Figures on this page were last checked against official sources in July 2026 — always confirm current eligibility with SRO Victoria or Housing Australia before making a decision.

Home Loans Roxburgh Park

Whether you’re purchasing an established family home, upgrading to a larger property, or buying your next residence near local schools and transport links, obtaining the right home loan is critical.

Lend Now helps Roxburgh Park residents with:

Home loan pre-approvals
Variable and fixed-rate mortgages
Split loan structures
Offset and redraw facilities
LMI reduction strategies
Family guarantee loan options
Construction and renovation finance

We help you understand your true borrowing capacity before you start searching for a property.

First Home Buyers Roxburgh Park

Roxburgh Park remains a popular choice for first-home buyers due to its affordability compared with inner Melbourne suburbs and its strong local infrastructure.

Many first-home buyers benefit from:

✔ Government grants and concessions
✔ Low-deposit lending options
✔ Family guarantee arrangements
✔ Stamp duty savings
✔ Access to newly built homes

Our team simplifies the entire process by explaining lender requirements, preparing documentation, and helping you secure approval with confidence.

Refinance Home Loan Roxburgh Park

Many homeowners remain with the same lender for years without realizing they could potentially save thousands through refinancing.

Common reasons Roxburgh Park residents refinance include:

Expired fixed-rate terms
Reducing monthly repayments
Debt consolidation
Accessing home equity
Renovation funding
Improved loan features

Lend Now conducts a detailed loan review comparing interest rates, annual fees, repayment flexibility, and long-term savings opportunities.

Investment Property Roxburgh Park

Roxburgh Park continues attracting investors seeking strong rental demand, family-oriented housing, and access to major transport corridors.

Our investment lending services include:

Investment home loans
Interest-only lending structures
Equity release strategies
Portfolio expansion planning
SMSF property finance
Off-the-plan investment loans

Proper loan structuring can significantly improve borrowing capacity and future investment flexibility.

Commercial Property Loans Roxburgh Park

As the local business community continues to grow, demand for retail, warehouse, medical, and office premises remains strong.

We assist with finance for:

Commercial property purchases
Retail premises
Warehouses
Medical suites
Office spaces
Mixed-use developments

Commercial lending requires specialist knowledge and careful preparation. Our brokers help present your financial position effectively to lenders.

About The Roxburgh Park Property Market

PropertyValue.com.au reports 297 houses sold in Roxburgh Park in the past 12 months with a median sale price of $700K, up 6.4% annually, with a median weekly rent of $550 — propertyvalue.com.au Propertyvalue
Your Investment Property magazine puts the average time on market for houses at 27 days, with rental yields around 4.21% and an average median rent of $565 per week — yourinvestmentpropertymag.com.au Your Investment Property Mag
HtAG Analytics gives a typical house price of $821,141 with a median rent of $540 per week and a gross yield of 3.42%, noting tight for-sale supply — htag.com.au HTAG
RealEstateInvestar notes a median house listing price of $600,000 and a median weekly rent of $530, with a rental yield of 4.59% — realestateinvestar.com.au Investment Property Direk

Metric	Typical Range
Median House Price	$700,000 – $730,000
Median Weekly Rent	$530 – $565
Primary Buyer Profile	Families, First Home Buyers, Investors
Market Strength	Established Northern Growth Corridor

Personal Loans in Roxburgh Park

A mortgage isn’t the only borrowing decision that matters. If you’re merging several debts into one, planning a wedding, or dealing with a bill you didn’t see coming, a personal loan can work out considerably cheaper than relying on a credit card or in-store finance.

Lend Now supports Roxburgh Park borrowers by:

Rolling multiple repayments into a single, simpler debt consolidation loan
Offering both secured and unsecured personal loan choices
Delivering fast turnaround on approvals when timing is tight
Shopping your rate across our lender panel rather than letting you default to your bank’s first offer

Vehicle Loans in Roxburgh Park

Whether you’re purchasing from a private seller, a dealership, or sourcing a vehicle for business purposes, going through a broker for finance frequently outperforms dealer finance on rate and terms alike.

Lend Now supports Roxburgh Park buyers by:

Arranging finance for new and used vehicles
Walking employees through novated lease options
Structuring business vehicle and fleet finance
Setting up chattel mortgages for ABN holders and sole traders

Commercial Property & Business Finance in Roxburgh Park

Roxburgh Park has become one of Melbourne’s north’s most active commercial and industrial pockets, with its proximity to the Hume Freeway, established retail precincts, and a steadily expanding base of trades and logistics businesses. As the area continues to attract owner-operators and investors alike, having the right finance structure in place is essential to capitalising on these opportunities.

Commercial Property Loans in Roxburgh Park

Purchasing a commercial property — whether to house your own business or as an investment — calls for a lending approach quite different from a residential mortgage. We assist Roxburgh Park business owners and investors in arranging commercial property loans for retail sites, offices, warehouses, and industrial premises, with loan structures built around your cash flow position and future plans.

Business Loans in Roxburgh Park

Expanding a business frequently calls for quick access to funds — whether for inventory, hiring, shopfitting, or general working capital. Lend Now reviews business loan options from both secured and unsecured lenders, so you have real alternatives beyond whatever your everyday bank happens to offer.

Equipment Finance in Roxburgh Park

Whether it’s a fleet of trade vehicles or machinery for an industrial site, equipment finance allows Roxburgh Park businesses to obtain the assets they need without depleting cash reserves. We source finance solutions for vehicles, plant, machinery, and technology, tailored to suit your tax circumstances.

SMSF Loans in Roxburgh Park

Lending through a self-managed super fund remains one of the more complex and frequently misunderstood corners of finance. For those looking to acquire residential or commercial property via an SMSF, Lend Now ensures SMSF loans are set up correctly from day one, helping you avoid compliance pitfalls that can arise from getting the structure wrong.

Commercial finance carries far more nuance than a standard home loan. Our brokers invest time in understanding your business structure, financial position, and long-term objectives before putting forward a recommendation.

Our Simple 4-Step Process

Frequently Asked Questions

Do I pay a fee to use a mortgage broker?

No. Our services are generally provided at no direct cost to borrowers. We are paid by the lender after settlement.

How long does pre-approval take?

Most lenders provide pre-approval within 3–5 business days after receiving complete documentation.

Can you help self-employed borrowers?

Absolutely. We work with many self-employed clients and understand low-doc and alternative income verification options.

Should I choose a fixed or variable rate?

The best option depends on your financial goals. We explain the benefits and risks of each structure and can also discuss split loan solutions.

Can you help with investment lending?

Yes. We assist both first-time and experienced investors with tailored property finance strategies.

Can I get a personal loan through a mortgage broker in Roxburgh Park?

Yes. Although home loans are our specialty, Lend Now also helps Roxburgh Park clients arrange personal loans — whether it’s to consolidate debt, cover a major life event, or manage an unplanned expense. We compare options across multiple lenders so you avoid settling for a costly default rate.

Do you arrange car and vehicle finance in Roxburgh Park?

Yes. Lend Now supports both individuals and business owners throughout Roxburgh Park with tailored vehicle finance solutions, including novated leases and chattel mortgages for those with an ABN.

Can Lend Now help set up an SMSF loan?

Yes. Self-managed super fund lending comes with strict compliance rules. Our team works alongside SMSF lending specialists to make sure your loan is structured correctly right from the start.